Advantages Of Leasing:

$100,000 TAX WRITE OFF IN 2007!

Write off your entire equipment purchase price up to $100,000

• 100% Financing (not 70% - 80% that traditional lenders offer)
• Terms from one to six years with an option to purchase the equipment
• It's easier for a business to write a $500 payment check than an outright purchase of $20,000
• It is easier to qualify for a lease than a loan
• Off balance sheet financing (check with your accountant)
• Preserve your cash and/or bank credit line
• No down payment (1^st and last months payment in advance is normally required)
• Build new credit line ( preferred rates for repeat customers, automatic credit lines)
• One-stop-shopping
• Extended terms and lower monthly payments
• Improve balance sheet ratios
• Tax benefits - deduct monthly payment from taxable income (see your accountant for details)
• LFCI / Lighthouse Leasing are looking for long-term relationships!
• NO payment for 90 days and other reduced payment programs
• Buy $100,000 worth of equipment - pay only $99 per month for the first six months!
• Lease lines of credit after 3-6 months of on time payments
• NO TAX RETURNS for transactions under $150,000 (unless newer business)
• LFCI will approve START UP and other hard to do transactions
• Trade In and Upgrade - any time with just a simple one page fax (some restrictions apply)

Why Work With LFCI?

• You deal direct. No broker problems or middle man markup.
• LFCI employees have backgrounds in IT, Technology, equipment design, studio engineering, touring, and financial analysis. We know the equipment!
• Over 90% of our business is Audio-Video, Computer, and High Tech products
• LFCI has been in the business for over 16 years
• We understand the customer, dealer, and lender's needs
• We're easy to work with!
• We can recommend highly qualified dealers
• LFCI has a long and solid relationship with dealers, manufacturers, and end-users
• You can upgrade your equipment without huge prepayment penalties
• We offer special payment programs such as seasonal payments or delayed payments for up to one year (some restrictions apply)
• Our rates are contingent upon perceived risk resulting in more approvals. We try to approve everyone for some amount
• Our rates are the lowest in the business - period!
• LFCI can do start-up companies from $5,000 to $100,000 (more if there is a cross guarantee)
• Special lending programs for: Churches, govt' entities, public and private schools, and home based businesses

The Lease Process:

• Submit application by fax, phone, mail, or internet
• Credit review usually takes a few hours to a few days (however long it takes to obtain references)
• Upon approval - documents are sent to Lessee for signature and returned
• Purchase order is faxed to supplier upon receipt of signed lease documents
• Supplier sends original, hard copy invoice
• Phone call is made to Lessee to verify equipment is there and works properly
• Check is sent to dealer via FedEx
• Lease payments begin about 30 days after delivery of product